Retirement means different things to different people. For some, it’s a definite point in time when work stops and a new phase begins.
For others, retirement may be a gradual process as they leave employment for a time and return later, or vary their working hours as priorities shift
and change. Often, retirement comes earlier than expected – for example, because of redundancy or poor health. 

Whatever your path to retirement, one of the big challenges most of us face is how to pay for it. The financial aspects are often complex, and getting reliable and trustworthy information is vital. 

The Australian Government has produced a booklet that explains the strategies and actions you can take to make the most out of your retirement income. Use this booklet, the useful contacts and resources recommended, and the calculators and tips on ASIC’s MoneySmart website, to take steps to improve your financial future.

Click the link below to read and download the full booklet:

www.moneysmart.gov.au/media/332959/financial-decisions-at-retirement.pdf